If you are trying to escape the sun in the shade of overhanging tree branches, you are inevitably going to get spiders in the boat. These are almost entirely harmless orbweavers - they are not aggressive and don't bite, and are not poisonous to humans, at least no more poisonous than a honey bee. That said, our brains are programmed at the most basic level to fear spiders, and I don't like them any more than anyone else. Just calmly knock it out of the boat.